Inventory Loans
We are a full-service commercial lending company that provides funding for businesses of all sizes and types. Our goal is to give you access to the best possible loan options to support your company’s success.
We provide a full range of services to help you manage your business’s cash flow and reduce risk by providing access to working capital, including inventory loans.
JD Rowe Financial Offers Effective Inventory Financing
We customize our inventory financing programs to meet each client’s specific needs. We link our clients to lenders with flexible terms, competitive rates, and fast turnaround times for inventory loans.
Contact us today to learn more about how we can assist you in obtaining an inventory loan solution
What is Inventory Lending?
An inventory lending program allows you to borrow against the value of your company’s inventory without having to sell it first. This type of borrowing gives you access to funds when you need them most, like seasonal business fluctuations. It also helps protect your company by providing an alternative source of funding if required.
Why Should I Consider Inventories as A Source of Funding?
When looking for ways to finance your business, consider using inventories as collateral. They provide several advantages over traditional funding sources, such as bank lines of credit and equity investments. For example, they allow you to get money quickly while still protecting your assets.
How Does an Inventory Loan Work?
The process begins simply enough. You submit information about your business, including its size, location, industry, number of employees, sales volume, profit margin, etc., along with copies of invoices showing what products you’ve sold and the amount received. Once we review this data, we’ll determine whether you qualify for our inventory loan service based on your circumstances. If so, we will then contact one of our lenders, who specializes in inventory financing.
Types of Inventory Loans
There are two basic types of inventory loans offered through JD Rowe Financial: short-term and long-term. Both offer flexible repayment schedules and competitive rates. We work closely with each client to ensure we meet their specific requirements.
Short Term Inventory Loans
These loans typically range between $10K-$50K and require payback within 30 days. The amount borrowed depends on the total dollar value of your inventory and the length of time you want to use the funds.
Long Term Inventory Loans
These long-term loans usually run six months to 24 months and carry higher interest rates. However, they’re ideal for companies needing more flexibility since they don’t expire until repayment of all outstanding balances.
Other Types of Inventory Finance Options Available Through JD Rowe Financial
We understand that every business has different needs and objectives. That’s why we can help you find a solution tailored specifically to meet those needs. Some examples include:
- Working capital loans enable you to purchase raw materials, pay bills, make payroll, buy equipment, etc.
- Factoring accounts receivable where you receive cash immediately after customers’ checks clear.
- Equipment leasing options where you lease new or used machinery instead of buying it outright.
If you’d like to learn more about our inventory financing services, please call today.
Why Use Us for Inventory Loans?
At JD Rowe Financial, we know that when it comes to working capital, timing is everything. Our goal is to give you access to funding fast without sacrificing quality. To accomplish this, we partner only with top-rated banks and reputable third-party providers.
We keep costs low and pass savings onto you. Plus, we guarantee prompt approval decisions from qualified lenders. If you need an inventory loan now, let JD Rowe Financial create a customized package designed just for you!
What Are the Benefits of Inventory Loans?
Inventory loans give companies a financial solution to cash flow issues. Access to cash supports daily operations, helps cover everyday business expenses, and opens the door to business opportunities.
Contact JD Rowe Financial to learn more about commercial lending options for real estate investing.
Need help in making better financial decisions?
Make JD Rowe Financial Your Partner for Inventory Lending
JD Rowe Financial finds solutions to help meet business goals for our clients. We open the door for business growth through the best business financing solutions.
We use our experience and expertise to connect you to alternative financing options based on your unique business credit history and inventory flow.
Contact us today to learn more about how to grow your business’s borrowing capacity with inventory lending.
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